First up is "The Ultimate Cheapskate's Road Map to True Riches" by Jeff Yeager. His perspective is very different from all of the other finance books that I have had my hands on. His overall philosophy is, "A penny saved is a penny you don't have to earn again." He goes over what he calls the Money Step. Which is; we earn money, to spend money, to get what you want (or at least what you think you want). His "6 Gold Nuggets" as he calls them are; live within your means & stay there, never underestimate the power of NOT spending, discretion is the better part of shopping, do for yourself what you could have others do for you, anyone can negotiate anything, and pinch the dollars and the pennies will pinch themselves. His book is filled with insightful quotes like, "Success is getting what you want. Happiness is wanting what you get." ~Dale Carnegie/ There is a lot of humor and personal experience in this book. His humor isn't to my liking but he does have some great points. My favorite quote from him is,
"Yes, we are cheap, but we are generous, kind, and happy because of it. We refuse to spend our time making money so that we can buy things we don't want or need, particularly when so many others have so very little. Our lives and our time are more precious than that."
The second book that I
"Money 911" by Jean Chatzky (Financial Editor for Today) is a great guide book. It is broken up into topics that provide useful information and also include additional book titles and websites on each subject. So, now I have some additional titles to check out. I actually took about 2 pages worth of notes from her book that applied to our family specifically. One thing that I have learned about finances; there is not one book or only one idea that fits the needs of every family. To me finance books are like a buffet; you pick and choose what works for you, there is a variety to choose from, and like the buffet you keep going back for another plate. What makes this book gold to me is that it taught me how to get telemarketers to LEAVE ME ALONE! That in itself makes it invaluable. If you too are like me and are almost made hostile when called by a telemarketer here is the solution; http://www.donotcall.gov/ Place your phone number on their list and it stays there forever and doesn't expire (*sigh*)
Today lil man and I are peddling (well I'm peddling and he's riding) to the library for storytime and so I can visit the financial buffet and maybe check out a movie. If anyone has any good title selections please drop me a line at firstname.lastname@example.org